Collective Home Buying Workshop
This workshop comes out of the experience of collectively, a process that took two years, but finally resulted in an actual house last fall. We'll focus both on philosophical questions behind collective ownership and on the nuts and bolts of house-buying. Our collective still hasn't figured out how to make the house collectively owned on paper, but we will talk about the different options we are exploring.
The format of the workshop will be a skillshare where we will discuss the following questions. We've also created some resource lists to hand out. The class will be held at our house in South Minneapolis. Sign up for the class and check your email for directions.
- What sort of space are you trying to create?
What are collective members' shared values, and how do you ensure the collective stays true to these values (if that's something you want)? (Suggestions: Points of unity, bylaws, processes for entering and leaving the collective.)
- If your collective has a community focus, who is "the community"?
What's the difference between creating an intentional living community and being a community resource? Does your collective want to be accountable to a community? How do you achieve this? What are opportunities for neighborhood involvement? What are you feelings about gentrification?
- How to pay for it?
Mortgages, personal loans, contract-for-deed, co-signers, short-sales, special programs, land trusts.
- Who to ask for help?
Real estate agents, inspectors, lawyers, contractors, friends.
-How to find information about a property?
Real estate listings, county property information on value/ownership/taxes, TISH, foreclosures on the Sheriff's Sales website, city's VBR list, condemnation, City Council Aides, neighborhood groups.
- What's your vision for your house in the long-term?
What does co-owning a house or co-owning land mean to you? How to reconcile radical values towards land and ownership with working within the market to buy a house? What do you think is going to happen to city land values in the future? Do you want to be able to transform the house back into cash at some point? What is a land trust, and what role could they play in the de-commodification of land and housing?
For more info and some concrete resources, please check out:
My house or somewhere close
South Minneapolis TBASouth Minneapolis, MN
Part of the Cooperative Autonomous Housing Network, member of a new collectively run/owned house in South Minneapolis.